Focused on You!
Customers first
Borrowers who are happy with the mortgage loan we helped them get are more important to us than anything else. Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction.
Get fast answers
At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.
|
|
|
Sr. Mortgage Consultant
C&F Mortgage Corporation
6339 Ten Oaks Rd, Suite 200
Clarksville, MD 21029
Office Phone: (443) 539-4874 Fax: (410) 531-0911 Cell Phone: (443) 474-0303
|
|
- Enthusiasm working for you
Helping people make one of their most important decisions is a serious responsibility,
but something that I enjoy doing. This enthusiasm and hard work will benefit you and
help reduce the stress and anxiety often associated with real estate transactions.
- Established Credibility
I have many years of experience and knowledge working in this industry. I can say with
confidence that I'll get the job done right.
|
| Trust us with your financing needs. |
|
We offer you the competitive rates and service you deserve. Whether you're a first time home buyer or are refinancing - we will find you the best rate and program for your situation.
Apply online today for a no-cost, no-obligation pre-approval!
|
|
|
 |
 Mortgage News Daily
ALERT: MBS 8 TICKS OFF LENDER MARKS. REPRICES REPORTED - 1 hour ago
Posted To: MBS CommentaryMBS prices are officially 8 ticks below lender loan pricing marks. REPRICES FOR THE WORSE HAVE BEEN REPORTED The earlier you received your rate sheet...the more likely you are to see a reprice for the worse in your inbox....(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
MBA Expresses Concerns Over GSE Receivership Framework - 2 hours ago
Posted To: MND NewsWireThe Mortgage Bankers Association (MBA) has weighed in on the proposed framework for conservatorship and receivership operations for Fannie Mae, Freddie Mac, and the Federal Home Loan Banks set forward by the Federal Housing Finance Agency (FHFA). In a letter to FHFA General Counsel Alfred M. Pollard, Esq ., MBA President and CEO John A. Courson and Chairman-Elect Michael D. Berman said their concerns about the framework are threefold: it is "overly theoretical;" it is unclear what the trigger would be for placing the entities into receivership, and third, the goals of any receivership are unclear. FHFA was established by the Housing and Economic Recovery Act of 2008 (HERA), replacing three other agencies with various responsibilities for regulating Fannie Mae, Freddie Mac (the Enterprises)...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Long Bond Struggles to Attract Buyside Demand. Dealers Saturated with Inventory - 3 hours ago
Posted To: MBS CommentaryTreasury just auctioned $13 billion 30 year bonds . Although the first two auctions of the week were non-events, this reopening did not go smoothly... Demand as measured by the bid to cover ratio was 2.73 bids submitted for every 1 accepted by Treasury. This is just below average but the lowest BTC in the last four auctions. The auction stopped out at high yield of 2.82%, which is 2.7bps above the 1pm "When Issued" yield. This implies the Treasury had a hard time finding willing buyers at current market yields....which explains why primary dealers got stuck with their largest takedown since last October! The street absorbed 55.6% of the auction. That is 10% more than average. Slopdog.. Directs were almost absent, taking down a meager 8.2% of the issue and only 34.6% of what they bid on, this...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Loan Pricing Comparison and Pre-Auction Market Update - 4 hours ago
Posted To: MBS CommentaryWe'll get the results of the $13 billion long bond auction in about 20 minutes. Ahead of issuance... Rate sheet influential MBS coupons are just off their session lows. The October FNCL 4.0 is -0-07 at 104-14. Benchmark Treasury yields are just off their session highs. The 10-year Treasury note is -0-19 at 99-05 yielding 2.721% (+6.7bps). The long bond is -1-04 at 101-17 yielding 3.79% (+6.2bps). S&P futures are a few handles off their high print (1112), now +6.75 at 1106. Although production MBS coupon prices are almost 25bps lower, reprices are not an issue at the moment because loan pricing was notably worse on first run releases. On average, rebate was reduced by 24.7bps on the open. Par note rates experienced the largest reductions. Volume has been light across all markets so far today...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Flagstar Cutting Warehouse Lines; Section 502 Loans Move Ahead; Increase in Corporate Debt Issuance; Prepayment Speeds Faster - 4 hours ago
Posted To: Pipeline Press"Commercial paper" is used by businesses to finance their own working capital, meet payroll and pay suppliers, etc. From the third quarter of 2007 to that of 2008, GDP grew by 3.4%. Did commercial paper keep up?Heck no! Outstanding commercial paper fell by 25%, that works out to about $600 billion. Even worse...asset-backed commercial paper fell by 40%. If borrowing falls by a large percentage, but GDP remains constant, that is decent proof of a credit crunch. This week the amount of corporate debt being sold is unusually high. In a very basic sense, each dollar of corporate debt sold competes for investment dollars with Agency MBS, Treasuries, municipal bonds, etc. It appears that some companies are using the money they raise to expand, or feel that the financing costs are better than issuing...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it. |
 |
|
|
|
